The California Department of Veterans Affairs and its CalVet Home Loan program is committed to helping veterans and active duty personnel attain the American Dream of home ownership and while we currently don't have the legal authority to refinance homeowners who are in difficult situations, we are exploring possible legislative solutions. In the mean time if you need assistance you can call JOSEPH RIOS AND ASSOCIATES OFFICE: (559) 674-7917 CELL: (559) 479-0609 for a confidential prequalification appointment.
If you're ready to buy a home, CalVet is here to meet your home financing needs! You will find many features and benefits with a CalVet loan that will save you money and help protect your investment for your family.
We offer below market interest rates with low or no down payment that increase your purchasing power and keep your payment down. We have expanded eligibility so that nearly any veteran wanting to buy a home in California is eligible. You may prequalifiy for a CalVet loan by calling JOSEPH RIOS AND ASSOCIATES OFFICE: (559) 674-7917 CELL:(559) 479-0609 for a confidential prequalification appointment.
Eligiblity for a CalVet Home Loan - If you received a discharge classified as Honorable or Under Honorable Conditions, and you served a minimum of 90 days active duty (not including active duty for training purposes only), you are eligible for a CalVet Home Loan. Recent changes in the Military & Veterans Code and CalVet Home Loan funding policies have made most veterans eligible under state law, including those whose entire active service was during peacetime.
Current members of the California National Guard or the US Military Reserves who have served a minimum of one year of a six year obligation are also eligible provided they qualify as first time home buyers or purchase properties located in certain Targeted Areas.
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